Mag Mile Law represents policyholders — not insurance companies — in first-party coverage disputes across Chicago and Illinois. Our attorneys have recovered millions for clients whose carriers refused to pay, including a $2.4 million fire claim and a $441,000 building collapse recovery. We work on contingency: you pay nothing unless we win.
Call 773-644-9593 for a free case evaluation.
Not every denied claim requires a lawsuit. But when your carrier is acting unreasonably, experienced legal counsel can change the outcome. These are the situations where our clients typically reach out:
Your claim was denied. A denial letter is not the final word. Carriers deny claims based on exclusions that do not apply, documentation technicalities, and disputed cause of loss. We review your policy and challenge the denial under Illinois law.
Your insurer is stalling. Weeks of silence. Repeated requests for documents they already have. “Lost” paperwork. Under Illinois law, unreasonable delay may constitute bad faith — which triggers penalties and attorney’s fees under 215 ILCS 5/155.
You got a lowball offer. The insurer acknowledges the claim but offers far less than the damage. Their adjusters use deflated cost estimates, excessive depreciation, and preferred-contractor pricing to gut the payout.
Your policy language is being used against you. Insurance policies are written by carriers for carriers. Under Illinois law, ambiguities are construed in favor of the policyholder. Our attorneys — who are also licensed insurance producers — know exactly how to read and challenge these provisions.
We handle first-party insurance disputes of all types. The common thread: your insurance company owes you money and is not paying.
Property damage — Fire, smoke, hail, wind, water, frozen pipes, building collapse, and theft. We recovered $2,394,290 on a fire claim and $441,802 on a building collapse.
Bad faith — When the denial itself is unreasonable, Section 155 penalties can add a significant percentage on top of the claim amount, plus attorney’s fees.
Life insurance denials — Contestability disputes, misrepresentation allegations, beneficiary conflicts, and ERISA-governed employer policies.
Business interruption — Lost income during a covered shutdown. We have handled business interruption disputes including COVID-19 coverage cases.
Theft and burglary — Disputed stolen property values, policy sublimits, and coverage denials. Our $500,000 false pretense recovery started as a complete denial.
Attorneys who are also insurance producers. Steven Mikuzis and Mario Iveljic hold insurance producer licenses in Illinois through Power Risk Management. They have seen how carriers write policies, evaluate claims internally, and train adjusters to minimize payouts.
Real results. $2,394,290 fire claim. $500,000 false pretense claim. $441,802 building collapse. $220,000 denied loss of income. These recoveries came from fighting carriers who initially refused to pay.
Contingency fee. No retainer. No hourly billing. We get paid when you get paid. And under Illinois bad faith law, the insurer may be ordered to pay your legal fees on top of the recovery.
Your attorney, not an associate. This is a small firm by design. You work directly with the lawyers handling your case from day one through resolution.
Call 773-644-9593 or contact us for a free evaluation →
Prior results do not guarantee a similar outcome. Each case depends on its own facts and circumstances.
Free consultation. No fee unless we recover. Call 773-644-9593 or submit the form.
