A Pennsylvania state judge granted a Pittsburgh-area dental practice’s Motion for Summary Judgment against its insurer in a dispute over COVID-19 business interruption coverage. The insured sought a determination that its COVID-19 business income losses were covered by its insurance policy. The court held that the insured’s interpretation of the Business Income, Extra Expense and Civil Authority provisions of the insurance contract were, at the very least, reasonable. The court further found that the insurance carrier failed to demonstrate that any of the insurance policy’s exclusions clearly and unambiguously prevented coverage. Read the full opinion here.

Although many courts have dismissed similar lawsuits filed by businesses under similar circumstances, other courts have decided in favor of insureds. If you own a business that lost income due to COVID-19 shutdown orders and have questions about your insurance policy, call us for a free consultation at 708-576-1624 or send us an email at [email protected].