When a large national insurer paid nothing to an Aurora, Illinois church whose roof was destroyed in a documented 59 mph windstorm — despite its own claim file confirming a covered loss and calling for settlement — Mag Mile Law took the matter to court.
Through litigation and targeted discovery, the firm pulled back the curtain on the insurer’s internal handling of the claim. Those records showed that the carrier’s own adjusters had already concluded the windstorm caused the damage, had issued a formal repair estimate, and had recommended that the claim be settled. Only then did a supervisor reverse course — overriding the adjusters’ findings without reviewing the very materials the church had submitted in support of its loss.
On that record, Mag Mile Law asserted breach of contract, waiver, and bad faith under 215 ILCS 5/155. Following mediation, the firm secured a favorable settlement of $897,500 for the church.
When an insurer denies a covered loss despite its own evidence, policyholders are not without recourse. Illinois law gives them real rights, but enforcing those rights often takes careful litigation, discovery into how the claim was actually handled, and a working command of the state’s bad-faith framework. If your property-damage or insurance claim has been denied, delayed, or underpaid, don’t hesitate to reach out to one of our attorneys at (773) 644-9593 or in**@********aw.com for a free consultation. No fee unless we recover.