Insurance Coverage Blog

Legal analysis, claim strategy, and policyholder resources from the attorneys at Mag Mile Law.
Hail falling on suburban garage and driveway highlighting insurance claim disputes after storm damage.

Hail Damage Insurance Claim in Illinois: What to Do When Your Insurer Pushes Back

A hailstorm hit your neighborhood. You spotted dents on your roof and filed a claim. Now...

Illinois Small Businesses: Is Your Business-Interruption Coverage Enough?

Illinois Small Businesses: Is Your Business-Interruption Coverage Enough?

A fire, burst pipe, or severe storm can shut down your business overnight. When that happens,...

Illinois Fall Storms_ 5 Steps to Protect Your Home and Your Insurance Claim

Illinois Fall Storms: 5 Steps to Protect Your Home and Your Insurance Claim

Illinois’ fall storm season often brings heavy rain, hail, and high winds that can cause serious...

What Counts as a ‘Vexatious’ Denial Under Section 155 in Illinois?

What Counts as a ‘Vexatious’ Denial Under Section 155 in Illinois?

Contracts are meant to be binding. An insurance policy is no different. It’s a contract between...

Frozen Pipes: How to Ensure Your Claim is Honored

Frozen Pipes: How to Ensure Your Claim is Honored

Homeowners in Central Illinois are all too familiar with the challenges of extreme winter temperatures. Sudden...

How to Handle Roof Damage Insurance Claims After a Winter Storm

How to Handle Roof Damage Insurance Claims After a Winter Storm

Winter storms can be brutal, leaving behind heavy snow, ice dams, and high winds that wreak...

Understanding Snow Squalls and What It Means for Your Insurance Coverage

Understanding Snow Squalls and What It Means for Your Insurance Coverage

Understanding Snow Squalls and What It Means for Your Insurance Coverage The recent snow squall that...

Loss Payees, Lenders and Mortgagee

Loss Payees, Lenders and Mortgagee

Imagine the following scenario: You are a senior secured lender on equipment damaged in a fire....

The Matching Dispute Between Policy Owner and Insurance Carrier

The Matching Dispute Between Policy Owner and Insurance Carrier

What happens if a loss occurs to your home and the insurance company covers the cost...

CAN YOU RECOVER FOR THE INJURIES A DECEASED PERSON SUFFERED IN THE MOMENTS BEFORE PASSING AWAY?

CAN YOU RECOVER FOR THE INJURIES A DECEASED PERSON SUFFERED IN THE MOMENTS BEFORE PASSING AWAY?

In a lawsuit involving wrongful death, many times the injured person does not pass away until...

Indiana Supreme Court Finds No Coverage In Liquor Liability Case

Indiana Supreme Court Finds No Coverage In Liquor Liability Case

Restaurant and bar owners – do you think you’d have insurance coverage in this situation? You...

Does A Landlord’s Insurance Company Have To Provide Insurance Coverage To Tenants When The Tenants Are Not Listed As Insureds Under The Policy?

Does A Landlord’s Insurance Company Have To Provide Insurance Coverage To Tenants When The Tenants Are Not Listed As Insureds Under The Policy?

Does an insurance company have to provide and pay for the defense of tenants to property...

Insurance Agents – Are You Being Sued By A Client For A Denied Claim? Here’s What To Do

Insurance Agents – Are You Being Sued By A Client For A Denied Claim? Here’s What To Do

It’s the fear of most insurance agents and brokers – being sued by an insured because...

Know Your Rights When An Insurance Carrier Denied Your Claim

Know Your Rights When An Insurance Carrier Denied Your Claim

An insurance policy is a contract between the insurance carrier who issues the policy and the...

Thinking Of Making An Insurance Claim Under Your Business Owner’s Policy

Thinking Of Making An Insurance Claim Under Your Business Owner’s Policy? Make Sure You Know What Thai Insurance Policy Covers.

A Business Owner’s Policy (“BOP”) is a stand-alone package insurance policy designed to meet the property...

Thinking Of Making A Home Owner’s Insurance Claim? Make Sure You Know What Your Home Insurance Policy Covers.

Thinking Of Making A Home Owner’s Insurance Claim? Make Sure You Know What Your Home Insurance Policy Covers.

Most people have a hard time understanding their home insurance policy. Generally, there are 2 sections...

DO I NEED TO PAY TAXES ON A PERSONAL INJURY SETTLEMENT?

DO I NEED TO PAY TAXES ON A CATASTROPHIC INJURY SETTLEMENT?

The Internal Revenue Code generally provides that all income, from whatever sourcce derived, is subjet to...

Can I Sue My Insurance Company For Not Handling My Claim Properly?

Can I Sue My Insurance Company For Not Handling My Claim Properly?

An insurance policy is a contract between an insurance company and an insured. An insured who...

What Are Covid-19 Liability Waivers?

What Are Covid-19 Liability Waivers?

A waiver is, in its most basic form, a contract between two parties where one party...

WHAT IS A LAWSUIT FOR “WRONGFUL DEATH?”

WHAT IS A LAWSUIT FOR “WRONGFUL DEATH?”

A lawsuit for a “wrongful death” is a civil lawsuit filed by the personal representative of...

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