Insurance Coverage Blog

Legal analysis, claim strategy, and policyholder resources from the attorneys at Mag Mile Law.
Frustrated policyholders in discussion introduce Illinois bad-faith claims and Section 155 insurance remedies.

Farmers Insurance Complaints: What Illinois Policyholders Need to Know About Bad Faith and Section 155

Farmers Insurance policyholders in Illinois file complaints about the same problems: claims that stall for months,...

Three professionals in discussion introduce legal options and policyholder rights in Farmers insurance disputes.

Farmers Insurance Lawsuit: What Illinois Policyholders Need to Know

Why Is Farmers Insurance Denying or Lowballing My Claim? You can sue Farmers Insurance in Illinois...

Collapsed wooden fence after a storm introduces whether homeowners insurance covers wind-related fence damage.

Is Wind Damage to a Fence Covered by Insurance?

Yes — a standard homeowners policy generally covers wind damage to a fence, because a fence...

Hail-damaged house siding introduces guidance on getting an Illinois homeowners insurance claim properly paid.

Hail Damage to Siding: How to Get Your Insurance Claim Paid in Illinois

Yes — hail damage to siding is usually covered under a standard Illinois homeowners policy. Hail...

Storm clouds and hail strike a house, introducing wind and hail deductibles, calculations, and shortfall options.

Wind and Hail Deductible: What It Is, How It’s Calculated, and What to Do If Your Storm Claim Comes Up Short

A wind and hail deductible is a separate deductible that applies only to damage caused by...

Large fallen tree rests against a brick home after a storm, introducing homeowners insurance coverage for tree removal.

Does Homeowners Insurance Cover Tree Removal After a Storm?

Usually only if the tree hit something your policy covers — your house, garage, fence, or...

Model house, calculator, and paperwork illustrate how homeowners insurance deductibles affect claim payments.

How Does a Home Insurance Deductible Work?

A home insurance deductible is the amount of a covered loss you pay out of your...

Residents carry belongings through a flood-damaged neighborhood, introducing Illinois homeowners flood coverage basics.

Does Homeowners Insurance Cover Flood Damage in Illinois? What’s Covered and What’s Not

No — a standard homeowners insurance policy does not cover flood damage. Flood, in insurance terms,...

Storm-damaged homes and fallen trees introduce how the July 2026 and 2024 storms can affect insurance claims.

July 27, 2026 Storm vs. the 2024 “Derecho”: What the Difference Means for Your Insurance Claim

The July 27, 2026 storm and the 2024 event people call “the derecho” were two different...

Tornado towers over an Illinois city skyline, introducing the 2026 tornado record and its impact on property claims.

Illinois Set a Tornado Record in 2026: What It Means for Your Property Insurance Claim

Yes, Illinois shattered its tornado record in 2026. The state confirmed more than 200 tornadoes. That...

Tornado looms over the Chicago skyline, introducing Illinois insurance claim rights after the July 27, 2026 storm.

July 27, 2026 Chicago Tornado Damage: Your Illinois Insurance Claim Rights

On July 27, 2026, the National Weather Service confirmed seven tornadoes across the Chicago area (two...

Two roofers install shingles on a home, highlighting how Illinois homeowners can protect roof claims after the July 27 storm.

Storm Chaser Roofers After the July 27 Illinois Storm: How to Protect Your Roof Claim

Storm chasers are out-of-area roofing crews that flood a storm-hit region right after a major weather...

FEMA workers walk through a storm-hit neighborhood, introducing FEMA assistance options for Cook County homeowners.

FEMA Assistance for the July 27, 2026 Illinois Storm: What Cook County Homeowners Need to Know

There is no FEMA aid available for the July 27, 2026 Illinois storm right now. No...

Person counts cash beside paperwork, highlighting Illinois policyholder rights for State Farm underpayments under Section 155.

State Farm Insurance Claim Lawyers in Illinois

Mag Mile Law, LLC is a Chicago insurance-coverage litigation firm that represents Illinois policyholders in disputes...

Roofers replace shingles on a home, introducing claims that State Farm sought to reduce full roof replacements.

State Farm Denied a Roof Claim After a Hailstorm? What the Unsealed Documents Reveal About a Nationwide Plan to Cut Roof Replacements

Yes, the documents are real, and they come from a court file, not a message board....

Concerned couple reviews paperwork introducing why Illinois State Farm roof and hail claims may be underpaid.

State Farm Roof and Hail Damage Claims in Illinois: Why They Get Underpaid and What Adjusters Look For

State Farm roof and hail claims in Illinois usually get underpaid through a small, predictable set...

Insurance agent reviews paperwork with a homeowner about reopening or disputing a settled State Farm claim

Can You Reopen or Dispute a State Farm Claim You Already Settled in Illinois?

Often, yes. Whether you can reopen or dispute a settled State Farm claim in Illinois depends...

Family reviews claim paperwork together while considering whether State Farm underpaid their homeowners claim.

How to Tell If State Farm Underpaid Your Homeowners Claim

You can tell State Farm underpaid your homeowners claim when the money they offered doesn’t come...

Magnifying glass examines documents for an article about unsealed State Farm records and underpaid hail or roof claims.

What the Unsealed West v. State Farm Documents Actually Show, and What They Mean for an Underpaid Hail or Roof Claim

The unsealed documents in West v. State Farm are internal company records that an Oklahoma court...

Fallen trees and storm debris line a Waukegan neighborhood after the July 27 storm, introducing Illinois claim rights.

Waukegan Storm Damage Insurance Claim from the July 27 Storm: Your Rights Under Illinois Law

If your Waukegan property was damaged in the July 27, 2026 storm, wind and hail damage...

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